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15 days left to claim your FREE Dell products via Amex Business Gold and Business Platinum

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One interesting and often-forgotten benefit of the American Express Business Gold card and the American Express Business Platinum card is annual Dell credit. It’s a strong benefit, especially for American Express Business Gold where the card is free for Year 1.

As a reminder:

  • Business Platinum holders get £150 of Dell credit per year – £75 to spend between 1st January and 30th June and £75 to spend between 1st July and 31st December – apply herereview here
  • Business Gold holders get £100 of Dell credit per year – £50 to spend between 1st January and 30th June and £50 to spend between 1st July and 31st December – apply herereview here (this card is FREE for the first year so it really is £100 of free money to spend at Dell)

You MUST opt-in via this page of the American Express website before making your first Dell purchase. Once you have opted in once, you don’t need to do it again for subsequent purchases.

American Express Business Platinum Dell credit cashback

The six month periods run from January to June and July to December. This means that if you place a Dell order now to use up your allowance, you can place another in two weeks when it is January and the credit resets.

If you are thinking of signing up for an American Express Business Gold or American Express Business Platinum card, there may still be time to sign up and make use of the current Dell credit before the end of December.

The American Express Business Gold card has an annual fee of £195 from Year 2, but is free in Year 1. The American Express Business Platinum card has an annual fee of £650 but has valuable benefits including a £200 annual Amex Travel credit.

How can you use your Dell credit?

Dell is best known for its XPS range of laptops. You can see details here. Rhys swears by his XPS 15 in the HfP office and I had an XPS 13 for many years.

If you don’t need a new computer at the moment, take a look here at the ‘Accessories’ section of the Dell site.

Dell sells a range of laptop bags, briefcases, messenger bags, laptop sleeves and backpacks – see this page of their website.

The picture below is what I bought with my January to June 2022 credit – an Alienware gaming mouse for my son. It is £70 which was handy for my £75 of Business Platinum credit.

American Express Business Platinum Dell credit cashback

Rhys benefitted from my WInter 2021 credit (a spare power cord for his XPS 15, to save him carrying it to and from the office). For Winter 2022, I offered it to Sinead and she chose this:

American Express Business Platinum Dell credit cashback

It’s a funky travel mouse (click here):

“Your on-the-go workday becomes more portable than ever with this lightweight twistable mouse featuring multi-device connectivity that easily stows in any bag or travel case.”

At the time I bought it for her, the price was a convenient £74 including free delivery so it made maximum use of the £75 credit from my Business Platinum card. The price is now down to £54 so it is a good option for Business Gold cardholders too.

For my Spring 2023 credit I bought a new laptop power cord, because my existing seven year old one was starting to play up.

For my Winter 2023, Katie – who is covering for Sinead’s maternity leave next year – wanted a slightly scary pink mouse (only because the black version was out of stock!) and a rucksack. No bother, I got both for under the £75 cashback cap.

If you’re happy with an end-of-line or refurbished item, the credit also works on purchases from the Dell Outlet site here.

You may get an extra 10% back ….

Many American Express Business accounts are currently targetted for a second Dell cashback offer – 10% back on purchases up to £1,000.

Based on previous experience, this will double up with the Dell £50 / £75 credit deal. This means that you will actually make a profit on your order if you spend under £50 (Business Gold) or under £75 (Business Platinum)!

Other benefits from Business Gold and Business Platinum

Of course, the Dell credit isn’t the only reason to get either the American Express Business Gold card and American Express Business Platinum cards.

Both cards come with attractive sign-up bonuses. Currently you’ll receive:

Whilst the American Express Business Platinum card does have a high annual fee (£650), it also comes with a number of travel benefits. These include:

  • two Priority Pass cards for airport lounge access (each allowing two guests, so four people are covered)
  • elite status in four major hotel loyalty programmes
  • comprehensive travel insurance
  • £300 per year of credit to spend on job advertisements with Indeed
  • a free digital subscription to The Times and The Sunday Times, and
  • £200 per year to spend at Amex Travel (which is basically free money for the sort of person who reads HfP!)

You can see the full list of benefits for the American Express Business Gold card here and the American Express Business Platinum card here.

Check the eligibility criteria for the sign-up bonuses carefully. You will still qualify for the Dell credit even if you don’t qualify for a new cardholder bonus.

Conclusion

If you can make good use of the Dell credit, either for yourself or for friends, family or charity, it offers a significant extra reason to get an American Express Business charge card. This is especially true with the American Express Business Gold card, which is free for the first year but still comes with £100 of Dell credit.

You can apply for American Express Business Gold here – the current sign-up bonus is 20,000 Membership Rewards points for spending £3,000 in three months. There is no annual fee for the first year.

You can apply for American Express Business Platinum here – the current sign-up bonus is 40,000 Membership Rewards points for spending £6,000 in three months.


Want to earn more points from credit cards? – January 2024 update

If you are looking to apply for a new credit card, here are our top recommendations based on the current sign-up bonuses.

In February 2022, Barclaycard launched two exciting new Barclaycard Avios Mastercard cards with a bonus of up to 25,000 Avios. You can apply here.

You qualify for the bonus on these cards even if you have a British Airways American Express card:

Barclaycard Avios Plus card

Barclaycard Avios Plus Mastercard

Get 25,000 Avios for signing up and an upgrade voucher at £10,000 Read our full review

Barclaycard Avios card

Barclaycard Avios Mastercard

5,000 Avios for signing up and an upgrade voucher at £20,000 Read our full review

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the best of the other deals currently available.

British Airways American Express Premium Plus

25,000 Avios and the famous annual 2-4-1 voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & four airport lounge passes Read our full review

The Platinum Card from American Express

40,000 bonus points and a huge range of valuable benefits – for a fee Read our full review

Virgin Atlantic Reward+ Mastercard

15,000 bonus points and 1.5 points for every £1 you spend Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

American Express Business Platinum

40,000 points bonus and an annual £200 Amex Travel credit Read our full review

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Capital On Tap Business Rewards Visa

Get a 10,000 points bonus plus an extra 500 points for our readers Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending.

Barclaycard Select Cashback credit card

2% cashback on all your business spend for 3 months (1% thereafter) and no annual fee Read our full review

Comments (19)

This article is closed to new comments. Feel free to ask your question in the HfP forums.

  • MW says:

    Rob, you wrote “two Priority Pass cards for airport lounge access (each allowing two guests, so four people are covered)”

    Is this an error or does each PP card issued through Business Platinum now covers two guests each? It used to be one guest per card.

    • Rob says:

      I’m using guest in the US sense of the word, ie main cardholder is a guest of the lounge and can bring a second guest.

      • MW says:

        Fair enough, although I think this is the first time you used the word “guest” in this context, thus creating some ambiguity for regular and possibly many UK readers.

  • ChasP says:

    Now that most laptops use a USB c power supply a spare Dell one can be very useful
    Yes they are a expensive but please dont compare them to a cheap EBAY ones. The design and quality is several leagues higher.
    They can deliver the stated wattage without overheating and provide a much better regulated supply

    • lumma says:

      My Dell XPS charger only slow charges my phone, despite it being rated at 135w. Annoyingly a normal Type C phone charger won’t charge the laptop either so I need to take two if I go somewhere with my laptop

      • TooPoorToBeHere says:

        The Dell PSUs (indeed most laptop PSUs including Apple) support USB-PD but the rates/voltages (modes) they support vary.

        *In general* laptop PSUs are now fairly interchangeable – both laptops and PSUs usually support several different modes and will be able to negotiate something reasonable – so if there’s a USB-C port it will charge at a decent enough speed.

        You’ll only get in to trouble if you have a bonkers-powerful laptop and a less powerful PSU – but all that will happen is the battery gently discharges if you hammer the laptop.

        It’s possible your phone has a particular picky requirement for a specific mode.

        FWIW my iphone and ipad charge real fast from an old Lenovo USB-C PSU on my desk.

      • ChasP says:

        fast charging requires both the charger and the phone to “talk”
        My 4 year old Xiaomi fully charges in around 20 minutes

This article is closed to new comments. Feel free to ask your question in the HfP forums.

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